About Automatic Monthly Payments

Can I Cancel Anytime I Want?

Yes! You may cancel at any time by clicking on an unsubscribe link in your member area. The cancellation will take effect the next time your billing cycle comes around, so you can continue to enjoy member privileges until then. (Sorry, cancellations are not retroactive.)

What Financial Institute Do You Use?

There are many sound financial institutions, and Authorize.net, our payment processor, is one of them. It’s been in business since 1996 and serves over 220,000 merchants. Authorize.net keeps the credit card information on their site and all we get at Scrapper’s Guide are the last 4 digits of the number, which can sometimes be helpful when we’re discussing an order with someone who has more than one credit card and can’t remember which one they used.

PayPal—Credit Card

PayPal, a name that is well known and trusted online, can provide the same service as Authorize.net. Our cart is set up to offer PayPal as a method of payment. Simply set up an account with PayPal and give them a credit card number to use for your transactions. With a credit card, the transaction goes through immediately or within about 30 seconds.

PayPal—Bank Account

PayPal can also act like a checking account for you that is safer than writing checks because it doesn’t reveal any of your banking numbers. You do, however, need to transfer some money into your PayPal account for our automatic billing to access each month.

You can specify that PayPal transfer a certain amount from your bank into your PayPal account as soon as the account falls below a predetermined amount, such as $10. That way you will always have money in your account to pay for the monthly billing of Premier and you never have to think about the renewal process.

PayPal—Reliability

As merchants, we’ve been members of PayPal for a number of years, so we know first hand how reliable they are. If you need to contact them for anything, they are very easy to reach. They even supply phone numbers where you can talk to a live person. Our experience on the phone with PayPal representatives is that they are courteous and helpful, and they’ve promplty taken care of any problem.

Also, as any merchant who offers PayPal as a form of payment can tell you, they are an advocate for their members. If you have a disbute about a charge, they will go to bat for you!