Here is my use of the third template. This is a layout that will go in my scrapbook I am making for my boys. The fonts are Harrington and Lucinda Handwriting. I used the Scrappers Guide Metal Charms Gold 04 and Gold 05 for the gold layer styles on the frames and charms. The frame around the picture is made from one of the frames that come with PSE 5.0, and then I used some other custom shapes to cut out the circles and flourishes. The tree charm is one of the custom shapes from PSE 5.0, and I added the circle to be able to hang it. The papers are from the Butterfly Kisses Kit from April. The picture was used for our Christmas Card that year. It took about 15 to 20 shots to get one where all their eyes were open.